Free planning tools
Free tools for the questions that matter
Each tool answers one real question in about a minute. Use them before any conversation, so you arrive knowing your own numbers.
Life Insurance Needs Calculator
How much life insurance does my family need?
Run the numbers Free tool · GrowthIUL Cap & Floor Explorer
What would a cap and a floor have done in real market years?
Run the numbers Free tool · RetirementRetirement Income Gap
Will my savings and Social Security cover the income I want?
Run the numbers Free tool · GrowthCompound Growth & Rule of 72
How fast does money grow, and when does it double?
Run the numbers
How the tools work
Built to inform, never to sell
No sign-up
The answer appears on the page. No email, no phone number.
Private by design
What you type stays in your browser unless you choose to send it.
The math in the open
Every formula is written out under the tool, so you can check it.
Next up: a tax bucket analyzer, cost of waiting, human life value, income protection, key person coverage and a required minimum distribution calculator. Is there a question you would like a tool for? Tell us.
Free strategy session
Talk the numbers through with Collins
A free, 30-minute strategy session by video, or in person wherever you are. You leave with a clear picture of your options, and there is no pressure to buy anything.