Terms of use

By using opulenceldinc.com you agree to these terms. If you do not agree, please do not use the site.

Education, not advice

The articles, guides and tools on this site are general education. They are not tax, legal or investment advice, and they are not a recommendation to buy any product. Your situation is different from anyone else’s; talk with a qualified professional before acting.

The free tools

The tools give hypothetical estimates based on the figures you enter and the assumptions shown on each page. They are not quotes, policy illustrations or guarantees, and actual results will differ. Only an insurer can quote a premium or illustrate a specific policy.

Insurance products

Insurance products are offered only in states where our agent is licensed, are issued by the insurance companies named in each policy, and are subject to underwriting and approval. Nothing on this site is an offer to sell insurance in a state where we are not licensed, or an offer to sell securities.

Links to other sites

We link to other sites, such as government resources, for your convenience. We do not control them and are not responsible for their content.

Our content

The text, design and tools on this site belong to Opulence LD Inc.. You may share links and print pages for your own use. Please do not copy the site or its tools for commercial use without permission.

Limits of liability

The site is provided as is. To the extent the law allows, Opulence LD is not liable for losses that come from relying on general information on this site rather than on advice for your own situation.

Governing law

These terms are governed by the laws of the State of Texas.

Contact

Questions about these terms: collinschia@opulenceld.com.