CEO & Founder

Lucy Foncho Badoh

From Healthcare to Wealthcare: Caring for Lives, Protecting Legacies.

Licensed Financial Professional · Family Wealth Protection · Financial Education

My journey has always been rooted in one passion: caring for people and making a meaningful difference in their lives.

For years, I dedicated myself to healthcare, serving individuals and families through nursing. As a healthcare professional, I witnessed firsthand how unexpected illnesses, medical emergencies, loss of income, and the passing of loved ones could affect not only individuals but entire families.

I learned that caring for people goes beyond treating illnesses. It also means helping them prepare for life’s uncertainties.

That realization inspired my transition from Healthcare to Wealthcare.

Today, as a licensed financial professional, I have expanded my mission from caring for people’s health to helping protect their financial well-being. I work with individuals, families, and business owners across America and Canada, helping them explore practical financial solutions designed around their needs, goals, and stages of life.

My Mission

A stronger foundation for every family

I believe every family deserves the opportunity to build a stronger financial foundation, protect what matters most, and create a lasting legacy.

Through financial education and personalized solutions, I help families explore strategies in areas such as:

  • Life Insurance & Family Protection

    Helping families prepare financially for life’s unexpected events.

  • Retirement Planning

    Exploring strategies to help create income security and confidence for retirement.

  • Wealth Accumulation

    Helping individuals understand financial strategies designed for long-term growth.

  • Living Benefits

    Exploring protection options that may provide financial support during qualifying critical, chronic, or terminal illnesses.

  • Business Protection

    Helping business owners understand key-person insurance, executive benefits, and buy-sell agreements.

  • Legacy Planning

    Helping families consider how to protect and transfer wealth to future generations.

Why I Do What I Do

Prevention, preparation and timely intervention

My healthcare background taught me that prevention, preparation, and timely intervention matter.

The same principles apply to financial wellness.

We cannot always control what tomorrow brings, but we can make informed decisions today that may help protect the people we love.

I am passionate about educating families, creating awareness, and making financial conversations easier to understand. My goal is not simply to offer financial products, but to help people understand their options and make informed decisions.

My Philosophy

Healthcare and Wealthcare, side by side

Healthcare protects your health. Wealthcare helps protect your financial future. Both are essential to the well-being of a family.

I believe that financial security should not be reserved for the wealthy. Every hardworking family deserves access to financial education and an opportunity to plan wisely.

Whether you are raising a family, building a business, preparing for retirement, or thinking about the legacy you will leave behind, I would love to be part of your financial education journey.

Let’s protect today, prepare for tomorrow, and build a legacy that outlives us.

Lucy Foncho — From Healthcare to Wealthcare. Because caring for families means caring for their financial future, too.

Free strategy session

Start with a free strategy session

Thirty minutes with Collins Chia, founder of Opulence LD, by video or in person wherever you are. You leave with a clear picture of your options, and there is no pressure to buy anything.

Free · 30 minutes · no obligation

Book a strategy session

With M. Collins Chia, MHA, by video or in person wherever you are.

Step 1 of 2

Pick a time

Each session is 30 minutes.

Finding open times…

Rather not book online? Send a message or call (716) 359-2390.

Rather talk first? Call (716) 359-2390